NVIDIA Inception supports PayToMe.co’s mission to empower 400M SMBs with real-time payments, compliance automation, and global AI infrastructure.
“This is more than a milestone—it’s a moment of validation,” said Mike Ulker, Founder and CEO of PayToMe.co. “Support from NVIDIA Inception enables us to scale faster, build smarter, and deepen our impact on the $46 billion challenge SMBs face in cross-border payments, fraud, and compliance fragmentation.”
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🧠 AI-Powered Infrastructure Built for Global SMBs
PayToMe.co provides enterprise-grade financial infrastructure that allows SMBs—often excluded by legacy institutions—to operate globally with automation and compliance at scale. The platform’s core capabilities include:
• Patented Text-to-Pay® invoicing via SMS
• AI-powered bookkeeping, fraud detection, and financial reporting
• Embedded KYC/KYB modules, tax handling, and multi-currency flows
• Integrations with 12,000+ financial institutions and 7,000 fintech applications
The company serves clients across 100+ countries, enabling digital commerce, logistics, and services to move faster, safer, and smarter.
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🎓 Benefits from NVIDIA Inception Program
Participation in the NVIDIA Inception Program gives PayToMe.co access to:
• High-performance NVIDIA GPUs and AI development toolkits
• Training via the NVIDIA Deep Learning Institute
• Exposure to a global ecosystem of developers and investors
• Go-to-market and scaling resources designed to accelerate AI innovation
These benefits enhance PayToMe.co’s roadmap for real-time financial automation and strengthen its ability to serve global SMBs with intelligence and trust.
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🌍 Reinforced by AWS Strategic Startups Team
PayToMe.co was also recently selected by the AWS Strategic Startups Team, a highly competitive program for top-tier cloud-native ventures. As part of the initiative, the company receives:
• A dedicated technical and growth team
• AWS Activate credits, architectural guidance, and funding opportunities
• Strategic introductions to tech partners including Vanta, Alloy, and Moov
“Being backed by both NVIDIA Inception and the AWS Strategic Startups Team gives us the platform—and the credibility—to deliver enterprise-grade infrastructure to every SMB that needs it,” Ulker added.
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🚀 Global Impact in Just 15 Months
In just over a year, PayToMe.co has advanced from a disruptive startup to a globally recognized AI platform powering embedded finance. Key milestones include:
• Strategic alignment with Stripe, Plaid, and Startupbootcamp
• Ranked the #2 global startup in the Hatcher+ venture portfolio
• Featured in The Nilson Report, SVB Nexus, and PitchBook
• Recipient of nine global awards for compliance, AI innovation, and ESG leadership
• Scalable infrastructure now supporting SMBs in 100+ countries
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🎯 Mission-Driven: Closing the $46B SMB Gap
More than 400 million SMBs lose a combined $46 billion each year due to outdated systems and financial inaccessibility. PayToMe.co is solving this problem with localized AI, embedded automation, and API-first integrations—bringing enterprise-grade infrastructure to small businesses worldwide.
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📈 Looking Ahead: Growth, Capital & Inclusion
PayToMe.co is actively seeking for its next capital raise and proactively engaging with:
• Strategic investors aligned with global fintech and AI
• SMB enablers, NGOs, and emerging-market leaders
• Enterprise platforms seeking modular infrastructure for embedded finance
The goal is clear: equip businesses of all sizes with the financial intelligence needed to scale—securely, affordably, and globally.
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🏢 About PayToMe.co
Headquartered in Silicon Valley, PayToMe.co is an AI-first fintech platform transforming global payments, compliance, and automation for SMBs. The platform supports over 100 countries with seamless AR/AP, regulatory integration, and cross-border capabilities.
Backed by NVIDIA Inception, AWS Strategic Startups, Hatcher+, and Startupbootcamp, PayToMe.co is redefining how small businesses manage growth and compliance in the digital era.
🌐 www.paytome.co
PayToMe.co
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+1 650-963-4969
support@paytome.co
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